1 Workers’ compensation insurance gives benefits to your employees for work-related injuries or illnesses. The New Jersey Workers’ Compensation Act is liberally interpreted with respect to the definition of “employee” and is broader than the Internal Revenue Code and Unemployment Compensation statute. 9720 ROLLING CHAIR OPERATION 9726 ANIMAL SHELTER & Drivers. The governing authority for workers comp classifications in NJ is the New Jersey Compensation Rating & Inspection Bureau. 0086 BULB or Flower FARM – no dairying or raising of livestock or grain – & Drivers. Workers Comp Codes for Adult Day Care facilities in New Jersey: Code 8868 – Professional Employees & Clerical This classification has a lower rate and includes your office and medical staff such as administration, bookkeepers, nurses, therapists, and social workers. Workers Compensation Rates by Class Code: 9058, 9082, and 9083. 0082 CATTLE or Livestock DEALER – & Drivers. 0082 LIVESTOCK or Cattle DEALER – & Drivers. The basic code generally denotes a particular industry such as wholesalers, retailers, manufacturers, restaurants, and truckers. Retailers, E-Commerce & Wholesale NY Workers Compensation Rates for 2021; NYS Workers Compensation Agents for Restaurants in 2021; Manufacturers – NY Work Comp Rates; Contractors – NY Workers Comp ; Services. You can get this coverage through a private insurance company, like The Hartford. Enter workers compensation code “8840” into the box that says “Enter class code separated by commas”. Get help with class codes, rates … New York, New Jersey, Pennsylvania and Connecticut Workers Comp Rates – Discounts Available For Safe Companies Call 212-947-4298. The rules and regulations for work compensation are unique for every state. 0106 TREE PRUNING, Spraying, Repairing, Trimming or fumigating & Drivers 0700 TEXTILE PRINTING – HAND WORK ONLY 0900 Expense Constant 0910 Private Residence or Estate – Occasional Servants 0912 Private Residences – Outservants – Full Time 0913 Private Residences or Estates – Inservants – Full Time 0915 Private Estates – Outservants – Full Time 0917 RESIDENTIAL CLEANING SERVICES BY CONTRACTOR – INSIDE 0917 PET SITTING SERVICES & DRIVERS 0931 Short Rate Penalty Premium 0935 Second Injury Fund Surcharge 0936 Uninsured Employers Fund Surcharge 0937 NJWCIP Surcharge For Employers Rejecting Voluntary Coverage 0942 Premium Resulting from the Application of the Plan Premium Adjustment Program 0945 Retrospective Rating Premium for Risks Electing New Jersey Retrospective Rating 0990 Additional Premium to equal policy Minimum Premium 0998 For reporting premium resulting from flat increase for law amendment on aggregate premium earned on outstanding policies after effective date of amendment, 1320F GAS or Oil LEASE OPERATOR – NATURAL gas & Drivers 1320F OIL or Gas LEASE OPERATOR – & Drivers 1438 SMELTING, Sintering or Refining – METALS – NOT IRON OR LEAD – NOC & Drivers 1438 CALCIUM CARBIDE MFG & Drivers 1438 SMELTING – ELECTRIC process – & Drivers 1452 GRAPHITE MFG – not artificial – & Drivers 1452 ORE MILLING & Drivers 1463 ASPHALT WORKS & Drivers 1463 COAL BILLET or Briquet MFG & Drivers 1605 EXCAVATION – ROCK – & Drivers 1605 ROCK EXCAVATION & Drivers 1624 QUARRY NOC & Drivers 1624 ROOFING SLATE MFG or Slate Splitting & Drivers 1624 SLATE SPLITTING or Roofing Slate MFG & Drivers 1699 ROCK WOOL MFG 1701 CEMENT MFG 1710 STONE CRUSHING & Drivers NPD 1741 FLINT or Spar GRINDING & Drivers 1741 SILICA GRINDING & Drivers 1741 SPAR or Flint GRINDING & Drivers 1747 EMERY WORKS & Drivers 1747 TALC MILL & Drivers 1754 ABRASIVE WHEEL MFG – CERAMIC OR RESIN BONDED – Drivers 1814 STONE CUTTING or Polishing NOC & Drivers. The State of New Jersey passed its workers’ compensation law in 1911, making coverage mandatory for all employers. 888-611-7467. According to NCCI’s Classification Inspection Program Update, the top five misclassified codes are: Store operations are supposed to be classified based on the principal type of merchandise sold (Meaning more than 50% of gross receipts), and whether those sales are retail or wholesale. New Jersey Employee Definition Find the Class description and rate for code 5437. A proper classification helps estimate expenses or losses related to the risk they are insuring. Generate Leads Win New Biz. New York is not an NCCI state and, therefore, there it is not easy to compare NY class codes and rates. Class Codes; NAICS Codes; SIC Codes; GL Codes; Blog; FAQs; Contact Us; Home; Class Codes; Class Code & Rate Lookup. 2021 Feb 2. Workers Compensation Rates by Class Code: 5474, 5506, and 7228. These means insurance carriers who offer coverage to … Looking for an index of workers compensation codes for a state other than New Jersey? For example, a company might have been classified as 8017 because they are a retail store that sells multiple products. The official text of the statutes is to be found in the Revised Statutes of New Jersey and the annual editions of the Pamphlet Laws. Same as with code 8017, the main reason why this code was reclassified was due to the fact that gross receipts exceeded 50% for a specific type of product. You can use the search bar above to look find workers compensation codes. Since the scopes manual is the industry standard for workers compensation class codes, it is important for every underwriter to have a copy. 0086 FLOWER or Bulb FARM – no dairying or raising of livestock or grain – & Drivers. Workers Compensation Rates by Class Code: 8033, 8232, and 8380. PENNSYLVANIA WORKERS COMPENSATION MANUAL Effective: JANUARY 1, 2019 Section I Page 2 PREFACE PREFACE A. 1 Workers’ compensation insurance gives benefits to your employees for work-related injuries or illnesses. Visit their page by clicking the image to the right. The main difference being whether or not the primary operations were servicing cars or working on cars. 9053 BATHS NOC & Clerical 9053 EXERCISE or Health INSTITUTE & Clerical 9053 HEALTH SPA OR STEAM BATH NOC & C 9060 CLUB – COUNTRY, Golf, Fishing or Yacht & Clerical. Injured Worker: Workers' compensation provides medical treatment, wage replacement and permanent disability compensation to employees who suffer job-related injuries or illnesses, and death benefits to dependents of workers who have died as a result of their employment. The rating components of the increase are summarized below. When more than 50% of gross receipts were for plumbing supplies or auto parts, they would be reclassified accordingly. 0081 CATTLE or Livestock AUCTIONEER OR COMMISSION MERCHANT. We have a class code list for every state, all right here in the same place, for free! If you disagree with the code you have been assigned you can appeal the classification by following the link to contact the department of insurance for your state. For example, a clerical employee who works at a computer (class code 8810) is at less risk of injury than a carpenter who works on upper levels of buildings (class code 5403). Workers Compensation Rates by Class Code. Find information about your state's requirements. All Risk Adjustment Program (ARAP) Rates In the event of an audit (Or injury that leads to an audit), if the carrier determines that you were incorrectly classified they can retroactively bill you for up to three years of premium that was incorrectly classified for that policy year. You can purchase directly from the NCCI Online Catalog. Insurers determine your EMR by looking at your workers’ comp claims history and potential for future injuries compared to your others in your industry. YouTube looks at these factors (Particularly for the first few days after the video has been posted) and will permanently influence the ranking of this video accordingly. For an insurance company, this established a starting point when underwriting a business. It is published for the information and use of the public. New Jersey workmans' compensation rates are roughly 150% higher than the national average. You can get this coverage through a private insurance company, like The Hartford. It is not uncommon for companies in this industry to both service cars and sell auto parts and accessories. You can view the Workers Compensation Premium Rate Ranking Study below: You can view the Workers compensation Premium Change by State below: Workers Compensation Code Premium Change by State. Employer/Insurance … Retail codes apply to the sale of merchandise to the general public for personal or household consumption, not for resale, and not business-to-business. 0083 LIVESTOCK or Cattle FARM no collection of waste for food – & Drivers. They are the national council on compensation insurance and have helped add consistency for work comp classifications across state lines. Getting dropped is going to put you in a frantic rush to find new coverage, putting your business to a halt in the meantime. You can also view our list of Workers Compensation State Funds by State: Workers Compensation Codes consist of a 3-to-4 digit system assigned by either a state rating bureau or the NCCI. As a business, the best way to save money on your workers’ compensation insurance is to build a long, trusting relationship with your carrier. NCCI is and independent advisory organization that is largely funded by insurance companies. Insurance companies need to be able to categorize various types of work into class codes to be able to effectively estimate workers compensation rates for the appropriate risk associated with the work being performed. State Workers' Compensation. More. Workers Compensation Rates by Class Code: 8835, 8842, and 8868. Tab 0 contains the (Four digit) NJ workers compensation codes that begin with “0,” Tab 1 contains NJ workers compensation codes that begin with “1,” tab 2 contains NJ workers compensation codes that begin with “2,” and so forth. 0079 VINEYARD or BERRY FARM – no dairying or raising of livestock or grain – & Drivers. The actual losses sustained (all costs associated with claims) in each class code … 2020 Schedule of Disabilities : more . This page contains an exhaustive North Dakota workers compensation code list, utilizing paginated tabs. Generate Leads Win New Biz. 9045 HOSPITAL – & Clerical Drivers. Many Class Codes have more than one description. The Commissioner of Banking and Insurance has approved amendments to the New Jersey Workers Compensation and Employers Liability Insurance Manual (Manual) to address how certain payroll, premium, classification, experience rating, and statistical reporting of claim matters should be handled due to the COVID-19 pandemic. For more information on how to use the … Need a New Jersey workers compensation quote? New York, New Jersey, Pennsylvania and Connecticut Workers Compensation Rates New York Workers Comp Quotes vary depending on the history of a company, its safety record and the insurance carriers. Commercial; Benefits; Solutions; States; Tutorial; Tools . If you do not know the numeric code that you are looking for, try searching “Workers compensation code [Keyword for the industry]”. Home; Data . Proper classification is necessary to provide correct workers compensation insurance at a fair and sustainable rate. Download the USA Business Database. When you then try to get insurance from another carrier, the first question they will ask is “Have you recently been dropped or denied coverage?” If this is true, it will raise a big red flag for the new insurance company. … New Jersey Workers Compensation Rates: 0005 0016 0037, New Jersey Workers Compensation Rates: 0083 0106 2702, New Jersey Workers Compensation Rates: 2710 2731 2802, New Jersey Workers Compensation Rates: 3030 3632 3724, New Jersey Workers Compensation Rates: 5183 5190 5213, New Jersey Workers Compensation Rates: 5221 5403 5445, New Jersey Workers Compensation Rates: 5474 5506 5551, New Jersey Workers Compensation Rates: 5645 6217 7228, New Jersey Workers Compensation Rates: 7229 7380 7403, New Jersey Workers Compensation Rates: 7539 7600 7720, New Jersey Workers Compensation Rates: 8006 8017 8018, New Jersey Workers Compensation Rates: 8033 8232 8380, New Jersey Workers Compensation Rates: 8393 8742 8810, New Jersey Workers Compensation Rates: 8824 8832 8833, New Jersey Workers Compensation Rates: 8835 8842 8868, New Jersey Workers Compensation Rates: 9014 9015 9052, New Jersey Workers Compensation Rates: 9058 9082 9083, New Jersey Workers Compensation Rates: 9084 9101 9403, Workers Compensation Classification Guide, National Association of Insurance Commissioners, Farm–Cattle or Livestock Raising NOC & Drivers, Tree Pruning and Removal–All Operations & Drivers, Machinery or Equipment Erection or Repair NOC & Drivers, Boiler or Steam Pipe Insulating & Drivers, Electrical Wiring–within Buildings & Drivers, Concrete or Cement Work–Floors, Driveways, Yards or Sidewalks & Drivers, Wallboard, Sheetrock, Drywall, Plasterboard, or Cement Board Installation–within Buildings & Drivers, Contractor–Project Manager, Construction Executive, Construction Manager, or Construction Superintendent, Carpentry–Construction of Residential Dwellings Not Exceeding Three Stories in Height, Trucking–Local Hauling Only–All Employees & Drivers, Trucking–Long Distance Hauling–All Employees & Drivers, Drivers, Chauffeurs, Messengers & Their Helpers NOC–Commercial, Electric Light or Power Co. NOC–All Employees & Drivers, Telecommunications Co.–Cable TV or Satellite–All Other Employees & Drivers, Store–Automobile Parts and Accessories NOC & Drivers, Building Material Dealer–New Materials Only: All Other Employees & Yard, Warehouse, Drivers, Automobile Service or Repair Center & Drivers, Retirement Living Centers: Health Care Employees, Home, Public and Traveling Healthcare–All Employees, Group Homes–All Employees & Salespersons, Drivers, School: Professional Employees & Clerical, Janitorial Services by Contractors–No Window Cleaning Above Ground Level & Drivers, Building or Property Management–All Other Employees, Hotel–All Other Employees & Salespersons, Drivers, Bar, Discotheque, Lounge, Nightclub or Tavern, Public Library or Museum–All Other Employees, Garbage, Ashes or Refuse Collection & Drivers. The scopes manual offers detailed underwriting information that elaborates on how every type of work should be classified. … Temporary Disability Rate : 70% of wages with the noted maximum/minimum Permanent Partial Disability: Rate depends on type and severity of injury, with the noted maximum/minimum Total Disability Rate : 70% of wages with the noted maximum/minimum Rates in effect on the date of accident or exposure/manifestation in cases of occupational exposure. Workers Comp Class Codes are a way to group together various types of businesses that have similar (risk) characteristics. Learn the ins and outs of workers' comp class codes from The Hartford, and how insurance class codes can affect your company’s workers’ comp rates and more. 9078 COMMISSARY WORK 9079 RESTAURANT 9079 BAR, LOUNGE OR TAVERN 9079 CATERER 9079 AMUSEMENT PARK, PLACE OR BOARDWALK – PURVEYORS OF FOOD OR DRINK 9088 FIREWORKS EXHIBITION & Drivers 9089 BILLIARD HALL NPD 9093 BOWLING LANE & Drivers 9093 SKATING RINK OPERATION & Drivers 9102 PARK NOC – & Drivers 9102 LAWN MAINTENANCE – COMMERCIAL OR DOMESTIC & D 9106 SCHOOL: NON-PROFESSIONAL EMPLOYEES & Drivers 9106 COLLEGE: NON-PROFESSIONAL EMPLOYEES & Drivers 9106 LIBRARY – PUBLIC – NON-PROFESSIONAL EMPLOYEES & Drivers 9106 MUSEUM – PUBLIC – NON – PROFESSIONAL EMPLOYEES – & Drivers 9107 CHURCH:NON – PROFESSIONAL EMPLOYEES & Drivers 9109 PARK WORKERS – Volunteer & Drivers 9154 THEATER NOC 9156 THEATER NOC PLAYERS, ENTERTAINERS OR MUSICIANS 9156 MUSICIANS, PLAYERS OR ENTERTAINERS 9170 WINDOW CLEANING & Drivers 9178 ATHLETIC SPORTS OR PARK: NON-CONTACT SPORTS 9179 ATHLETIC SPORTS OR PARK: CONTACT SPORTS 9180 AMUSEMENT DEVICE OPERATION NOC – not traveling – & Drivers 9180 CLUB – SHOOTING & Drivers 9180 SHOOTING GALLERY & Drivers 9182 ATHLETIC SPORTS OR PARK: OPERATION & Drivers 9182 GOLF COURSE – PUBLIC & Drivers 9182 GOLF DRIVING RANGE – & Drivers 9186 CARNIVAL, Circus or Amusement Device Operator – TRAVELING – & Drivers 9186 CIRCUS, Carnival or Amusement Device Operator – TRAVELING – & Drivers 9186 AMUSEMENT DEVICE OPERATOR, Carnival or Circus – Traveling – & Drivers 9220 CEMETERY OPERATION & Drivers 9402 STREET CLEANING & Drivers 9402 SEWER CLEANING & Drivers 9403 GARBAGE, Ashes or Refuse COLLECTION & Drivers 9403 MANURE DEALER – & Drivers 9410 MUNICIPAL, TOWNSHIP, COUNTY OR STATE EMPLOYEES NOC 9418 TOLL ROAD OPERATION – & Clerical, Salesmen, Drivers 9421 WELFARE BOARD – COUNTY – & Clerical, Salesmen, Drivers 9423 MOSQUITO EXTERMINATION COMMISSION – & Clerical, Drivers 9501 PAINTING: SHOP ONLY – & Drivers NPD 9519 HOUSEHOLD APPLIANCES – ELECTRICAL – Service or Repair – & Drivers 9519 RADIO OR Television Set INSTALLation, SERVICE OR REPAIR & Drivers 9521 HOUSE FURNISHINGS INSTALLation NOC & Upholstering 9521 WINDOW DRESSING 9522 UPHOLSTERING NPD 9522 FURNITURE UPHOLSTERING 9522 COFFIN or Casket UPHOLSTERING and Burial Garment Mfg 9529 SCAFFOLDS OR SIDEWALKS BRIDGES – INSTALLation, Repair or Removal – & Drivers 9529 CONSTRuction ELEVATOR or Hod Hoist INSTALLATION, Repair or Removal & Drivers 9529 HOD HOIST or CONSTRUCTION Elevator INSTALLation, Repair or Removal & Drivers 9529 CONCRETE or Cement DISTRIBUTING TOWERS – INSTALLation, Repair or Removal & Drivers 9530 RIGGING NOC & Drivers 9530 BELL INSTALLation – tower – & Drivers 9530 MOBILE CRANE and Hoisting Service Contractors – NOC & Drivers 9538 AWNING or Tent ERECTION – & SHOP OPERATION, Drivers 9538 DECORATING – INTERIOR OR EXTERIOR – Hanging Flags or Bunting for conventions or celebrations – & SHOP OPERATION, Drivers 9549 ADVERTISING CO & Drivers 9554 SIGN ERECTION OR REMOVAL – & Drivers NPD 9555 SIGN MFG ERECTION OR REPAIR – NEON OR ELECTRIC – & Drivers – NPD 9556 SIGN MFG ERECTION OR REPAIR – NOC & Drivers 9557 SIGN PAINTING or LETTERING – HAND WORK OR SILK SCREEN PROCESS & Drivers NPD 9586 BARBER SHOP or Beauty Parlor.