The new check holder may then receive the funds by cash or deposit by any institution that honors third-party checks. They are working on Photo check deposit, which will be available soon. Check amounts over $1,000 have a maximum $8 fee. You can use a third-party app to deposit checks currently, but you can’t do this straight from Chime. ACE Flare. How it works: ACE Flare is a nontraditional bank account offered by MetaBank.It comes with features similar to traditional bank accounts, including fee-free ATM withdrawals, direct deposit and check cashing through the app. A third-party IRS check is a refund check issued to one taxpayer who signed it over to a different person by endorsing the back of the check with a signature. Mobile deposit of a paper check; Cash deposit; Unlike some online banks, Chime does give the option to do a cash deposit at more than 90,000 retail locations through GreenDot. Direct deposit. Check-cashing services are one of the best among all the apps of this type. Approval is at the discretion of the Financial Center manager at each Bank of America location. Plan on paying the $8 cashing fee as most stimulus checks are worth at least $1,200. When you deposit cash to your Chime Spending Account, it is transferred by a third party to your account. If you happen to have a stimulus check … Both parties need to be present to deposit a third-party check. Contact your local branch for details on its policy. No, I need more help. Depositing cash is also a bit hairy. I wrote “pay to the order of (my girlfriends name)” under my signature on the back, deposited it into her Bank of America ATM, and it showed up after two days, instead of the usual one day. Conditions for third-party checks: Cashing and depositing third-party checks are handled on a case-by-case basis. Contact Us. Yes, I found my answer. Cost: There is currently no charge for the standard check-cashing service.Expedited requests have a 2% to 5% fee with a $5 minimum charge. 5. Deposit Cash – you can make cash deposits into your Chime account at any Green Dot location . The doesn’t check your credit history and you don’t have to have any balance on your card here. Chime not only allows direct deposit, it provides customers access to their cash up to two days earlier than other financial institutions. However, third-party money transfer services like this “may impose their own fees and limits on a per-transaction basis,” according to Chime. The app works automatically, so you can just scan the check and the app will fill out all the forms for getting money for you. You can submit most check types for funding approval in the Ingo Money App, from $5 up to $5,000. Cash deposit. Deposit Checks – you can deposit checks using a third-party app. Your feedback is greatly appreciated. Your funds will be FDIC insured once the bank holding your account receives the funds from the third party. Was this article helpful? This includes payroll and government checks with a pre-printed signature, business checks, two-party personal checks, handwritten payroll checks, insurance checks, attorney checks, cashier’s checks, money orders, rebate checks and refund anticipation checks. Thank you.